Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When Markets React When markets shift, experienced investors stick to their strategy. Taxable vs. Tax-Deferred Savings Use this calculator to compare the future value of investments with different tax consequences. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.